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Massillon, Ohio CD Rates – 18-Month

You are viewing rates from banks across Massillon





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Massillon, Ohio . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Massillon, OH - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.55%

$10,000

24.31

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0.50%

$10,000

19.02

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0.50%

$100,000

23.00

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0.45%

$500

18.17

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0.45%

$10,000

23.00

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0.40%

$100,000

24.31

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Rate History: 0.50% → 0.40% → 0.35%

0.27%

$10,000

19.00

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

14.38

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0.20%

$10,000

20.38

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0.18%

$10,000

24.73

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

6.58

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0.10%

$10,000

6.58

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0.10%

$10,000

7.08

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| Mar 3, 2025

what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Massillon, OH - August 2, 2025


Branch Street City State
Civista Bank
Akron Branch
529 North Cleveland Massillon Road Akron OH
Civista Bank
Akron Branch
529 North Cleveland Massillon Road Akron OH
Portage Community Bank
Kent Office Branch
1532 South Water Street Kent OH
Main Street Bank Corp.
237 N Main St Branch
237 N Main St Rittman OH
The Commercial and Savings Bank of Millersburg, Ohio
Berlin Branch
4587 State Route 39 Berlin OH
The Apple Creek Banking Company
The Apple Creek Banking Company Branch
3 West Main Street Apple Creek OH
The Commercial and Savings Bank of Millersburg, Ohio
Berlin Branch
4587 State Route 39 Berlin OH
Portage Community Bank
Kent Office Branch
1532 South Water Street Kent OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
Farmers State Bank
Rittman Branch
205 North Main Street Rittman OH
SSB Community Bank
Ssb Community Bank Branch
224 North Bodmer Avenue Strasburg OH
The First National Bank of Dennison
Boulevard Branch
824 Boulevard Dover OH
Northwest Bank
Stow Branch
4320 Kent Rd U1 Stow OH
First Commonwealth Bank
Locust Street Branch
2150 Locust Street South Canal Fulton OH
First Commonwealth Bank
Locust Street Branch
2150 Locust Street South Canal Fulton OH
The Farmers National Bank of Canfield
Smithville Branch
153 East Main Street Smithville OH
The Bank of Magnolia Company
Canton South Branch
3221 Cleveland Ave Sw Canton OH
CFBank, National Association
Cf Bank, National Association Branch
7000 North High Street Worthington OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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